The 7 Fintech Innovations I'm Actually Watching (And Why Most 'Trends' Are Just Noise)
The 7 Fintech Innovations I'm Actually Watching (And Why Most 'Trends' Are Just Noise) After more than a decade in this industry, you get a pretty good sense of the difference between a shiny new toy and a genuine seismic shift. I’ve seen countless "next big things" in fintech fizzle out because they were solutions looking for a problem. It’s easy to get lost in the hype cycle. But every so often, a few core technological and behavioral changes converge, and you can feel the ground moving beneath your feet. That’s where we are right now. We're moving past the era of simply putting old banking services on a phone. The most powerful fintech innovations today aren't just about convenience; they're about intelligence, invisibility, and fundamentally rewiring our relationship with money. I get asked by clients all the time, "What should we be building toward?" My answer has evolved. I used to talk about features and apps. Now, I talk about eco...